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Insight Benefits Plans

Join with other members who share the core values of maintaining a healthy lifestyle and a commitment to being smart consumers within the healthcare system. Pooling together healthy and smart people is the only sustainable way to control healthcare costs

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Minimum Essential Coverage or MEC plans are affordable healthcare alternatives to traditional high cost health insurance plans. These are preventive plans designed to fit your budget, serve your health coverage needs, remain ACA compliant and eliminate penalties.

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Common Sense healthcare sharing plans exist to solve for healthcare equity, affordability and reliability for under-benefitted populations. These plans are one part health-share one part mec minimum essential coverage. The health-share portion covers large medical events and the mec half features the low-cost healthcare mechanisms found in our minimum essential coverage plans. Together the two halves combine care-components and best in class technologies in the healthcare market to come together to function as a comprehensive medical plan with a competitive low cost.

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The Common Sense plans were created to solve for healthcare equity, affordability, and reliability for unbenefitted populations. These plans feature the low-cost mechanisms found in Minimum Essential Coverage (MEC) plans paired with HealthShare coverage for large medical events.

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Bronze Coverage includes preventive healthcare services, accident and sickness, enhanced prescription savings, urgent care hospital services emergency room visits, labs and major medical scans like MRIs.

Silver Coverage includes preventive healthcare services, accident and sickness, enhanced prescription savings, urgent care, hospital services, emergency room visits, labs, major medical scans like MRIs and pregnancy care and childbirth.

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